1. The Vetducator on October 9, 2019 at 11:22 am

    Great advice, as always! I wish we had been more intentional about investing. I noticed my bank account growing each year as my expenses were less than my income, but I had no idea what to do with it. My family had experience in real estate, so I bought a couple of rentals at the bottom of the market. That turned out fairly well, but it would have been wiser to pursue more options and be more deliberate about it. Now that we know, we still have those rentals, we have a municipal bond fund, and a fair amount in index stock funds through Vanguard (taxable and Roth IRAs) and Fidelity (403b and 457). We also had no idea what we would DO with the money we were accumulating. Not knowing any better, we thought, “Build a million dollar dream house?” Then we discovered Mr. Money Mustache and Financial Independence/Retire Early, which is a MUCH better plan than the dream house. 🙂

    • RLDVM on October 9, 2019 at 9:36 pm

      Wondering what to do with your money is a good problem to have! I agree that FIRE sounds much better than the dream home!

  2. Anne on October 15, 2019 at 4:46 pm

    Great advice and blue print to organizing goals. I think you could do this while paying off debt too like you said.

    • RLDVM on October 15, 2019 at 11:39 pm

      Thanks- it can get hard to prioritize when debt is also in the picture. The key is to make sure you’re making progress!

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