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Student Loans and Debt

Say NO to Negative Money Talk

Saying the word “money” can cause all sorts of mixed emotions.  Feelings of euphoria? Dread? Fear? Curiosity?  Unfortunately, the subject of money and personal finance can bring up a lot of negative money talk. This is especially true if you find yourself in a financially tough space, or if you start reflecting back on some…

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Refinancing and Consolidation: Which is Right for Me?

How do mistakes happen? When people get confused. This is especially true when it comes to dealing with student loans. Not only do you have to learn a new language specific to student loans, but you also have a new repayment plan/option that seems to materialize once every few years, complete with confusing acronyms. There…

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Pay Off Debt Or Invest? The 9 Step Priority List

Should I pay down debt or invest? If you happened to win the Mega Millions, then the answer would be pretty easy. The first thing people typically want to do is to pay off all debt. Then in no particular order, they spend, donate, and invest. But of course, we are not Mega Millions lottery…

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My Inevitable Rant About Student Loans

I feel like I’m beating a dead horse when I talk about this subject (am I allowed to use this analogy as a vet???), but I need to talk about student loans. To be quite frank, this student loan issue was a huge catalyst for me starting this blog. I graduated 15 years ago with…

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