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Latest Blog Posts
Bad with Money? Think Again….
What’s the first thing people want to do when it comes to taking control of their money? The logical first step is to look at some numbers. Ah yes- the exciting world of tracking expenses, budgeting, and cash flow planning. Don’t get me wrong. I absolutely LOVE IT when people decide to start looking at…
The Racial Wealth Gap, and What Veterinarians Can Do About It
Building wealth comes down to a very simple formula. Make more money than you spend. Invest the difference wisely. Set your kids up for success so that future generations may prosper. The formula may be simple. But the ability to build wealth and pass it along is NOT a level playing field- not by a…
What To Do With Extra Cash
Here’s a nice problem to have: What do you do with extra money? Whether it’s your tax refund, a bonus, an unexpected stimulus check, a break on your student loan payments, an inheritance, a winning lottery ticket….what all of these have in common is that this is an unexpected, yet welcome addition of cash. It…
Welcome to the blog!
I'm Grace, a veterinarian who realized that vets weren't getting the money talk they needed and deserved. Financial wellness is a form of self-care that is NOT being discussed, and it's time to change the story. If you're wanting to dive into some money talk in order to live a richer life, you've come to the right place. You can read more about me here.
Vet Success Stories
Vet Success Stories: Over $500k paid off in 6 years!
This small animal veterinarian, who wishes to remain anonymous, works in emergency medicine. She is married and a mother of a 2 year old, with another one on the way. Read how she is on her way to paying off over $500k (between student loans, consumer debt, and real estate) in 6 years! 1. Please…
Vet Success Stories: Reaching for FIRE (Financial Independence, Retire Early)
Have you heard of the FIRE movement? FIRE stands for financial independence, retire early. You can read about my motivation to FIRE here. Whether you’re on your way to FIRE or not, I hope you enjoy reading the story of others that are on this journey. This small animal veterinarian is splitting her time between…
Vet Success Stories: An ER vet hustling to pay off $118k in student loans
This ER veterinarian, who resides in New England with her 2 cats and a dog, recounts her journey as she is well on her way to paying off $118k in student loans. A little spoiler: this loan payoff could have been done earlier, and she considers herself debt-free. Read on for more details! 1. Give…
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Money Talk
Playing with FIRE Documentary Review: A New DVM’s Take on Financial Independence and Her Future
The documentary Playing with FIRE has been playing around the country all summer long. Unfortunately, I haven’t had a chance to see it yet, which has given me a major case of FOMO. Luckily, fellow DVM Rachel Luoma decided to go, and she was kind enough to share her story. Here is her bio: Rachel…
Avoid Common Pitfalls with Benefits in Veterinary Practice
The following blog post is a reprint from an article that was originally printed in the Oregon Veterinary Medical Association magazine. The author, MacKenzie Martin, is a financial advisor who works with many veterinarian clients. You can find out more information about her here. She has given full permission to re-print this article on this…
Student Loan Repayment Advice for Veterinarians: Where To Turn?
This post contains affiliate links. Please read my full disclosure here. Let’s say you have a ton of student debt. You need help figuring out how to pay this thing off. Your veterinary program didn’t do such a great job on giving you the tools to do this before you graduated. So now you are…
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