Refinancing and Consolidation: Which is Right for Me?

How do mistakes happen? When people get confused. This is especially true when it comes to dealing with student loans. Not only do you have to learn a new language specific to student loans, but...

Welcome to Richer Life DVM!


Hi there! I'm Grace Kim, DVM, and I'm so glad that you're here!

Are you a veterinarian who wants to learn more about personal finance, but you have no idea where to start?

Welcome to a community where we provide information, share stories, and celebrate wins as you take control of your financial life.

You don't have to feel alone while on this journey. The time to start living a richer life begins now.

Money Talk

Beyond the Mortgage: Don't Ignore the Costs of Home Ownership

A home will likely be the most expensive purchase you will ever make in your lifetime. As much as we’d like to believe that we make our home purchase decisions rationally, who are we kidding? This is a very emotional purchase, and logic flies out the door when we start envisioning life in our new…

Student Loan Repayment Advice for Veterinarians: Where To Turn?

This post contains affiliate links. Please read my full disclosure here. Let’s say you have a ton of student debt. You need help figuring out how to pay this thing off. Your veterinary program didn’t do such a great job on giving you the tools to do this before you graduated. So now you are…

What is lighting your FIRE?

So why did I use the acronym FIRE in my title? This was a new term for me up until recently.  But once I found out what it was, it resonated very deeply with me. FIRE stands for Financial Independence, Retire Early. You have enough accumulated in your investments that you can live off of…

Vet Success Stories

Paying off over $500k in 6 years!

Vet Success Stories: Over $500k paid off in 6 years!

This small animal veterinarian, who wishes to remain anonymous, works in emergency medicine.  She is married and a mother of a 2 year old, with another one on the way.  Read how she is on her way to paying off over $500k (between student loans, consumer debt, and real estate) in 6 years! 1. Please…

Vet Success Stories: Reaching for FIRE (Financial Independence, Retire Early)

Welcome to my first FIRE interview! FIRE stands for financial independence, retire early. You can read about my motivation to FIRE here. Whether you’re on your way to FIRE or not, I hope you enjoy reading the story of others that are on this journey. This small animal veterinarian is splitting her time between part…

Vet Success Stories: An ER vet hustling to pay off $118k in student loans

This ER veterinarian, who resides in New England with her 2 cats and a dog, recounts her journey as she is well on her way to paying off $118k in student loans.  A little spoiler: this loan payoff could have been done earlier, and she considers herself debt-free. Read on for more details! 1. Give…

Get Your Top 10 Tips For Financial Wellness!

Screen Shot 2019-04-27 at 4.07.06 PM

Money and Wellness

The Value Of A Stay At Home Mother….With A DVM

If you had asked me as a first year veterinary student what I planned to do once I had children, I would have given you a blank stare. Don’t get me wrong.  There was no doubt that I wanted children…eventually.  But hey, I was focusing on getting my degree and I didn’t have an elaborate…

Marie Kondo and Your Finances

Simplicity. This is what I strive for, with my everyday life and my choices. So back in 2014, when this little book with a long name called “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing” by Marie Kondo became all the rage , I decided to leaf through the pages…

Going Into Disney Mode

Five years ago, we decided to do what millions of people do every year. We decided to take a magical trip to Disneyland. My oldest was obsessed with the Pixar movie Cars. What better way to feed into this obsession than by visiting a theme park that had an entire section dedicated to this movie?…

Featured In

Screen Shot 2019-02-06 at 10.46.13 PM
Screen Shot 2019-02-06 at 10.44.49 PM
Screen Shot 2019-02-06 at 10.34.06 PM
Screen Shot 2019-03-27 at 10.48.25 PM

Exploring money and wellness, one step at a time