Get to Know Richer Life DVM
Elevating financial health and well-being for veterinary professionals.
After graduating from veterinary school with substantial student loan debt and navigating important life milestones, I became a financial coach and educator to share valuable information with my veterinary colleagues so they don’t make the same mistakes I did.
– Grace Kim, Richer Life DVM Founder
About Richer Life DVM
Meet the Founder of Richer Life DVM — Grace Kim, DVM, AFC® CSLP®
Grace is a licensed veterinarian and Accredited Financial Counselor® who brings real-world experience and financial education to the veterinary profession. Through consulting and curriculum development, she helps organizations support the financial wellness of the veterinary professionals they serve.
With a practical, judgment-free approach, Grace makes personal finance feel less overwhelming and more actionable — so veterinary professionals can spend less time stressing about money and more time living the lives they desire
How Richer Life DVM Got Its Start
After graduating from veterinary school with six-figure student loan debt and very little financial literacy, it was easy to ignore money.
As long as the bills were getting paid and I wasn’t going (further) into debt (thanks, six-figure student loans!), I figured I was doing okay.
Fast forward to getting married, having children, owning a home, dealing with one too many unexpected expenses…
All of a sudden it wasn’t so easy to ignore money.
I started asking questions like:
- How do we pay off our student loans more quickly?
- Where is all of our money going?
- Can we afford (fill in the blank)?
- Are we on track for retirement?
- Were we being responsible with our hard-earned money?
These seemed like such easy questions. And to be honest, I felt like I should have already known the answers. But I couldn’t find anyone who could answer these questions for me without trying to get me to buy more insurance products or manage our assets.
So I decided to start with the basics.
After reading a few books and reading some blogs, to my surprise, I actually started LIKING personal finance. I began to see money as a tool to live a better, more intentional life. This new-found financial knowledge was giving me more confidence and peace of mind, allowing more space to focus on what REALLY mattered to me.
It got to a point where I wanted to share this much needed, valuable information with my veterinary colleagues- to help them feel more confident, less alone, and empowered to take charge of their financial future.
I never imagined that my veterinary career would lead me to this place, but I’m deeply grateful to serve the profession in this way.
Featured In
Compassionate Financial Care for Veterinary Professionals
Richer Life DVM’s financial wellness consulting is perfect for:
Professional organizations and associations that want to offer accessible, real-world financial education tailored to the unique challenges of veterinary life for their members
Veterinary professionals, through organizations, associations, and hospital groups investing in financial wellness as part of team well-being and retention
Veterinary students, through partnerships with schools that want to better prepare their grads for life beyond the classroom.
About our personal finance consulting
“I feel I have a much better understanding of the different aspects that go into successfully managing my finances. I left feeling like I had the resources I needed to make better decisions with my money. I would definitely recommend Financial Clarity to my friends and family.”
– Richer Life DVM client
Richer Life DVM Reviews
"I loved meeting Grace and learning how to manage my finances. I felt she clarified all my doubts regarding student loans and explained everything very well."
"This session was very helpful and Grace was very thorough through the entire picture and tackled several different finance topics that helped point me in the right direction."
"Really increased my confidence in handling
my loans and finances responsibly and understand the best way to repay my loans."
our meaning & mission
What does it mean to live a Richer Life?
Well, money has something to do with it. But we’ve all seen plenty of examples where money ≠ happiness. Celebrity divorces, bankrupt lottery winners, the Scrooges of the world that cannot seem to find much joy in anything.
Yet, we can’t deny that we live in a world that requires the use of money.
Step One: Understand that YOU control your money, not the other way around.
Step Two: Understand that money is a tool that you will use to provide peace and stability to your present and future life. The goal is not a massive net worth. The goal is to live the life you want, using money as a way to achieve your life goals.
The changes that you make can be small, little tweaks to what you’re already doing. Or the changes you make may be truly life-altering. I’m convinced that even the smallest change can make a big difference.
What is a Financial Wellness Consultant and Educator?
Many people are familiar with financial professionals who provide advice about investments, insurance, retirement planning, and tax strategies. These professionals are typically known as financial advisors or financial planners.
But what if the veterinary professionals in your organization are seeking help with things like:
- Creating (and sticking to) a budget?
- Paying off debt and managing cash flow?
- Saving for life’s big and small events — like buying a home, starting a family, or planning for an emergency?
- Reducing their overall financial stress and overwhelm?
This is where financial wellness education and consulting come in. As an accredited financial counselor who serves the veterinary community, I’m here to help your team take practical, actionable steps toward managing their finances, without the focus on investments or retirement plans.
Work with Richer Life DVM
Send us a message to discuss how Richer Life DVM can help your organization support the financial well-being of the veterinary community you serve.
Book a Free Consultation