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about Me

Life can be exhausting.

From the moment your alarm jolts you awake until the moment you gratefully crawl back under the covers, life takes on a dizzying pace.

The demands from our work, family, and loved ones pile up, with seemingly no respite in sight. As much as we’d like to escape, even for a little bit, what choice is there but to keep going?

At the heart of it, we feel like we’re lacking control in our lives.

And it doesn’t have to be this way.

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Hi- my name is Grace. I am a wife. I am a mother to three wonderful children. I am a veterinarian.

I also happen to like talking about money. Not what money can buy, but what it can provide.

Peace of Mind. Security. Confidence. Freedom.

It wasn’t always this way. I have always been a terrible spender and a good saver, which sounds great, right? I used to think that this meant I was good with money.

Treating my six-figure student loans like a mortgage should have been a clue that I wasn’t very good with money. Not saving for retirement when it was available to me should have been another clue.

Eventually, after getting married and becoming a mother, I became painfully aware of how little I actually understood money and personal finance.  Money was saved and money was spent, but it seemed to be a messy process with no purpose. I barely knew the basics of investing. I didn’t understand how the financial services industry worked and how they charged for their services, potentially putting their interests ahead of their clients.

So I took action.

I started with tracking expenses, just to see where the money was going. Then I made a spending plan (a.k.a. budget- I swear it’s not as bad as you think!). I eventually came across the idea of financial independence, at which point I became hooked.

Why? Because I started to realize that personal finance goes beyond the numbers. When you get down to it, there is a lot of emotion and irrationality tied to how we handle our money. Too often, we brush all of this aside and choose to ignore our finances.

Understanding personal finance allowed me to redefine what was important in life. It's about using this knowledge to dream and plan for an exciting future with my family, all while living a fulfilling life in the here and now.

Veterinary medicine is the epitome of compassion and empathy.

It's also an emotionally wrenching field. And increasingly, it's becoming a profession that finds its graduates going deeper and deeper into debt to pursue their passion.

No matter how much passion you have for your job, if you feel like you can't even support yourself financially, then you are guaranteed to find yourself second-guessing your decision.

I hope this website can help you feel that passion again. By taking some financial stress out of your life, you can make room for joy and happiness.

I will be cheering for your success, along with the rest of the Richer Life DVM community! Thanks for stopping by!

 

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