Every year, the holiday decorations and holiday-themed music seem to start earlier and earlier.  So do the sounds of credit cards swiping and keys tapping/fingers swiping as online shoppers scour the internet for the best deals. For some people, this is truly the most wonderful time of the year. But for many others, this time…

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Do you REALLY need a budget? Well, if you’re wanting to make some significant changes to your money story, then you’ll have to have SOME form of budgeting. I’m sorry to say that your numbers aren’t going to magically fix themselves so that you’re rolling in the dough. That’s the #truth. It’s becoming harder to…

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Updated September 2021 When you hear the word “budget,” what do people usually think about doing first (other than running the other way as fast as possible)? They usually think about decreasing their spending, which is not very pleasant to think about. It brings about feelings of deprivation, scarcity, and hardship because now you have…

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As a new veterinary graduate starting your career, life can be overwhelming. You have just spent four intense years of your life preparing for this moment, not to mention all of those years of education and experience to get you into vet school. You are more than ready to finally practice as a full-fledged DVM.…

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Want a really easy way to get better at money? Pay off debt? Save money? Build wealth? AUTOMATE! It turns out that the best way to accomplish these goals is to sidestep human nature. Our brains aren’t wired to prepare for events far off in the future because we have more pressing concerns in the…

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