Part of the fun of personal finance (yes, it can be fun!) for me is to see progress.  Progress in the right direction, that is.  If you have a financial goal in mind, it is incredibly empowering to track your numbers and watch as you get closer and closer to your goal. I have tracked…

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Updated May 2021 Being in a profession that is no stranger to student debt, college savings became a priority when we were expecting our first child, as I think it should for many of those that expect their children to attend college.   First, let me hit you with some scary statistics.  Not for shock…

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How did Part 1 go? If you haven’t had a chance to read it, go ahead and take a look before moving on. Hopefully you understand why you need a spending plan and had an opportunity to get some numbers together. Here’s what you do when you’re ready to move on to the next step.…

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Budget….it ranks right up there with taxes.  Pretty much no one wants to ever do this.  It’s time consuming, and you’re secretly afraid of what you’ll find out.  Ignorance is bliss, right?  It is, until you get the point where you are clearly spending more than you are making and dealing with the consequences.  …

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Updated September 2021 OK, hopefully I’ve convinced you by now that you may need to prioritize retirement savings.  But how much will you actually need? One method is to multiply your current income by a factor of 10.  For someone with an income of $100,000, this equates to $1 million needed to retire.  However, this…

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For those that are young (or young at heart), retirement seems like a completely far off destination.  It conjures up images of white haired folks who golf.  Or, for those that maybe have a less rosy vision of retirement, it conjures up images of the elderly who have constant health issues.  Either way, it’s an…

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It’s that time of year….raise your hand if you like doing your taxes! OK, so I know that tax season can be very stressful for everyone. You have to be somewhat organized and get all sorts of forms and papers ready so that your CPA (or you, if you’re so inclined) can figure out if…

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