Posts by RLDVM
Say NO to Negative Money Talk
Saying the word “money” can cause all sorts of mixed emotions. Feelings of euphoria? Dread? Fear? Curiosity? Unfortunately, the subject of money and personal finance can bring up a lot of negative money talk. This is especially true if you find yourself in a financially tough space, or if you start reflecting back on some…
Read MoreRefinancing and Consolidation: Which is Right for Me?
How do mistakes happen? When people get confused. This is especially true when it comes to dealing with student loans. Not only do you have to learn a new language specific to student loans, but you also have a new repayment plan/option that seems to materialize once every few years, complete with confusing acronyms. There…
Read MoreAVMA Convention 2019: The Highs, the Lows, and Everything In Between
Many moons ago, I attended an AVMA Convention in Washington DC. The details are a little fuzzy right now, but there is one detail that was definitely different this time around. Rather than a casual attendee, I was now invited as a speaker. WHAT?!? Never did I imagine myself as someone standing behind the lectern,…
Read MorePrivate Practice versus Academia- Looking At the Numbers
This guest post was submitted by The Vetducator, a veterinary professor with more than 20 years’ experience in academia. He has served as a section chief, department chair, director of the internship selection committee, and on numerous faculty search committees. He reads extensively on financial topics, notably the blogs Mr. Money Mustache, White Coat Investor,…
Read MoreCreating Big Change With Financial Education
Updated October, 2020 Remember when money was fun and uncomplicated? As a child, you might have received some money for your birthday or during the holidays. You didn’t quite know the power that you held in your little hands, but you knew it was there by the way people reacted when you proudly displayed those…
Read MoreVeterinarians and Life Planning: Getting Your Priorities Straight
There is one point that I tend to hammer home over and over again: personal finance is more than just the numbers. Focusing on the numbers alone is not guaranteed to motivate someone to change their money story. The central question to ask yourself is “Why?” What is it about your current situation that makes…
Read MoreThe Three Fund Portfolio: A Book Review
When it comes to investing, the simpler, the better. Jack Bogle, the founder of Vanguard, repeated this message over and over again throughout his long career in investing. This message had particularly resonated with a man by the name of Taylor Larimore. Mr. Larimore, a man born before the Great Depression, had his own long…
Read MoreThe One Smart Money Move That New DVM Grads Can Start Today
As a new veterinary graduate starting your career, life can be overwhelming. You have just spent four intense years of your life preparing for this moment, not to mention all of those years of education and experience to get you into vet school. You are more than ready to finally practice as a full-fledged DVM.…
Read MoreInvesting: Should You Use a Roboadvisor?
Ever wish you could get started with investing, but you felt like you needed a financial advisor to help you figure it all out? Thanks to technology, people are turning less to human advisors and relying more on roboadvisors. In order to understand how roboadvisors fit into the picture, it’s important to look at the…
Read MoreBook Review: The 5 Money Personalities: Speaking the Same Love and Money Language
Updated 2/2022 For those of you who are currently in a relationship, I’m willing to bet that you’ve had a money fight or two. Often, it’s after the honeymoon phase of the relationship that disagreements about how to handle money pop up. Major life events, such as starting a family or changing jobs, may magnify…
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