What’s the first thing people want to do when it comes to taking control of their money? The logical first step is to look at some numbers. Ah yes- the exciting world of tracking expenses, budgeting, and cash flow planning.  Don’t get me wrong. I absolutely LOVE IT when people decide to start looking at…

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A recent plane ride had left me a bit nervous before takeoff. The weather at our destination was supposed to be pretty terrible, with a lot of wind and rain in the forecast. I braced myself for a bumpy plane ride. I was also crossing my fingers that my kids wouldn’t get sick on the…

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Practicing veterinary medicine feels a lot like you’re playing defense. The patient comes in with a problem. You use your skills to diagnose and treat the problem while taking into account the owner’s finances, owner compliance, and patient compliance. With each step, you are constantly vigilant, ready to respond to forces outside your control. When…

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Back in the dark ages (otherwise known as the 1990’s), I came across this book in my house. It was called “The Millionaire Next Door”, and little did I know that this book would re-enter my life over 20 years later. I was a college student back then, and I must have been home for…

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