Posts Tagged ‘spending plan’
Personal Finance New Year’s Resolutions You Can Start TODAY
Note: This post originally published in December 2018. It has been updated for 2019. According to the Merck Animal Health Veterinary Wellbeing Study, one of the biggest stressors in a veterinarian’s life is money. One could argue that this is a top stressor for almost anyone, but veterinarians are especially prone to financial stress. Why?…
Read MoreMy Kids' Perspectives About Money- A Money Lesson for Mom
Ever since I started this blog, my kids have definitely noticed that money has become a hot topic around the house. This differs drastically from my own upbringing. Money was never mentioned. My parents never spoke about our own family finances, nor did they talk about how other people dealt with money. They likely thought…
Read MoreFrom Macroeconomics to Personal Finance: What Can We Learn?
Recently, I was lucky enough to attend the 2018 AVMA Economic Summit. I have attended my fair share of veterinary conferences as a student, a practicing veterinarian, and as a stay at home mom who was still keeping my license active. However, this was my first veterinary conference as a blogger. And let me tell…
Read MoreMy Financial Mistakes- And Why I Have No Regrets
I realized that I have yet to write a post dedicated to my financial mistakes. They are peppered throughout various other posts, but I thought I would go ahead and put them all in one place. Because who doesn’t like to re-live their mistakes and wallow in regret???? Actually, this post is dedicated to all…
Read MoreGoing Into Disney Mode
Five years ago, we decided to do what millions of people do every year. We decided to take a magical trip to Disneyland. My oldest was obsessed with the Pixar movie Cars. What better way to feed into this obsession than by visiting a theme park that had an entire section dedicated to this movie?…
Read MoreThe 20% Budget Rule: Part 2
Did you calculate your savings rate from Part 1? How close are you to a 20% savings rate? Part 2 will include a basic comparison between two veterinarians so that you can see what the numbers will look like. To keep this focused on just savings, we’re looking at after-tax income, and we’re not accounting…
Read MoreThe 20% Budget Rule: Part 1
So I have written about making your own, detailed spending plan (aka budget). I have also written about my own experience of budgeting without actually budgeting. What if you’re starting from scratch and want something really simple? Something that doesn’t require a lot of number crunching, but also doesn’t require that you are a natural…
Read MoreA Trip To Costco And Spending Choices
I am a big fan of Costco. In case you don’t know about Costco, let me give you a quick overview. It is an international warehouse chain that requires an annual paid membership ($60 for a basic membership) in order to shop at their stores. It is now considered the world’s second largest retailer, the…
Read MoreGetting Out Of Debt Without A Budget
Updated September 2021 Back when I got married, we were living a carefree DINK (dual income, no kids) life. We had moved to the west coast and were renting a 1 bedroom apartment. We had one car between the two of us since we were both walking distance to our jobs, and the car was…
Read MoreSaving For College 101
Updated May 2021 Being in a profession that is no stranger to student debt, college savings became a priority when we were expecting our first child, as I think it should for many of those that expect their children to attend college. First, let me hit you with some scary statistics. Not for shock…
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