Showing Your Money Who’s Boss: The YNAB (You Need A Budget) Method

By RLDVM | October 30, 2019 |

Do you REALLY need a budget? Well, if you’re wanting to make some significant changes to your money story, then you’ll have to have SOME form of budgeting. I’m sorry to say that your numbers aren’t going to magically fix themselves so that you’re rolling in the dough. That’s the #truth. It’s becoming harder to…

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Pay Off Debt Or Invest? The 9 Step Priority List

By RLDVM | May 15, 2019 |

Should I pay down debt or invest? If you happened to win the Mega Millions, then the answer would be pretty easy. The first thing people typically want to do is to pay off all debt. Then in no particular order, they spend, donate, and invest. But of course, we are not Mega Millions lottery…

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