What’s the first thing people want to do when it comes to taking control of their money? The logical first step is to look at some numbers. Ah yes- the exciting world of tracking expenses, budgeting, and cash flow planning.  Don’t get me wrong. I absolutely LOVE IT when people decide to start looking at…

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Do you REALLY need a budget? Well, if you’re wanting to make some significant changes to your money story, then you’ll have to have SOME form of budgeting. I’m sorry to say that your numbers aren’t going to magically fix themselves so that you’re rolling in the dough. That’s the #truth. It’s becoming harder to…

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I recently read this blog post by the Finance Twins, and to be honest, it made me cry. The author talks about experiencing imposter syndrome while attending an Ivy League university. He went from living near the poverty line to being thrust into a world where fellow classmates had money to burn. His widowed mother never…

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