“Most DVM’s are making between one and a half to two hundred.” As in $150,000 to $200,000. This was in response to a DVM who called into the Dave Ramsey show, looking for advice regarding her student loans that are currently sitting at over $400,000. If you’re at all familiar with Dave Ramsey, you can…

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Life insurance, although not pleasant to think about, is easy enough to understand. Benefits get paid out upon a person’s death. There is no “gray” area here according to the insurance company- you’re either dead or alive.  However, disability is not so black or white. How exactly does one define “disability?” It turns out that…

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