$5.8 million. This is the number that you can expect to earn in a lifetime according to these conditions: Starting salary: $80,000 Age: 26 Retirement age: 65 % annual increase in income: 3% Of course, these numbers will vary WIDELY depending on your situation. Change any of these variables, and you will have different results.…Read More
What’s the first thing people want to do when it comes to taking control of their money? The logical first step is to look at some numbers. Ah yes- the exciting world of tracking expenses, budgeting, and cash flow planning. Don’t get me wrong. I absolutely LOVE IT when people decide to start looking at…Read More
As seen in Part 1, how you choose to combine your finances is a very personal decision between you and your partner. There are a host of factors that determine the best method. For those who have already combined finances, what worked earlier in the relationship is not guaranteed to stay that way as the…Read More
First comes love, then comes marriage. Then comes….combining your finances? For many couples, the idea of combining finances is about as appealing as nails on a chalkboard. But when you are sharing a life together, and more importantly, when you are now legally bound to one another in the form of a marriage, the subject…Read More
“Happiness is simply the absence of desire.” This is a quote that I recently read in James Clear’s book Atomic Habits, and it was one of those phrases that made me pause and really think. He goes on to say that happiness is this feeling of contentment. If you are lacking in desire (which is…Read More
A recent plane ride had left me a bit nervous before takeoff. The weather at our destination was supposed to be pretty terrible, with a lot of wind and rain in the forecast. I braced myself for a bumpy plane ride. I was also crossing my fingers that my kids wouldn’t get sick on the…Read More
“I just want it GONE and out of my life FOREVER!” You have a lot of debt. You want nothing more than to get rid of this debt. You don’t care what you need to do to get this point- you just want to see that balance go to zero. This is common. Debt is…Read More
**This blog post originally posted in 2018 and has been updated in 2021. NPR aired a story focusing on this topic within the veterinary community- you can read and listen to it here.** SUICIDE This is a subject that is, unfortunately, not a stranger to the field of veterinary medicine. With the increasing emphasis on…Read More
What’s stopping you from achieving your goals?
Time and money are typical answers. These are both limited resources, so not having enough of one or the other (usually both!) are difficult roadblocks to overcome for many of us.
For those looking to revamp their money mindset and the way they handle money, The Total Money Makeover by Dave Ramsey has been a popular go-to book. I have already written a post about my thoughts on Dave Ramsey, so I thought I would take this opportunity to review one of his books. One concept…Read More