Investing: Asset Allocation

You have decided to take the plunge and start investing. You’ve gotten over your fears about investing, realizing that if you want your money to grow, you’re going to have to take on some extra risk and invest your money. You’ve learned about stock market history and learned that it’s inherently volatile (so don’t be…

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Investing- Why is it so scary? Part 2

In Part 1, I discussed the “why” behind investing and addressed some of the fears that come with investing. I will continue this discussion by going into the basics of the stock market. “WHAT’S A STOCK?” Here is a conversation I overheard recently: Boy 1: What would you do with a million dollars? Boy 2:…

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Investing- Why Is It So Scary? (PART 1)

Investing. It can be daunting for those that have no idea what investing is all about. For me personally, money and investing were not subjects that were discussed while I was growing up.  I did not hang out with people that talked about money. I attained a degree that did not require any knowledge about…

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CDs And CD Laddering: A Primer

I have already discussed the importance of having an emergency fund.  These funds serve as a great source of comfort for when (not if) life throws you curveballs that happen to cost more money than you can typically handle on a month to month basis. What if you’re ready to pad your savings, apart from…

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Saving For College 101

Updated May 2021 Being in a profession that is no stranger to student debt, college savings became a priority when we were expecting our first child, as I think it should for many of those that expect their children to attend college.   First, let me hit you with some scary statistics.  Not for shock…

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