My Inevitable Rant About Student Loans
I feel like I’m beating a dead horse when I talk about this subject (am I allowed to use this analogy as a vet???), but I need to talk about student loans. To be quite frank, this student loan issue was a huge catalyst for me starting this blog. I graduated 15 years ago with…
Read MoreDebt Payoff: An Interview With The Debtist
This post is an interview with the blogger, The Debtist. I had originally heard her story on a Choose FI podcast episode, and I knew that I had to write a blog post about her story. I reached out to her and she was gracious enough to do this interview. Here’s her take on her…
Read MoreGoing From Middle Class to (Feeling) Poor in College
Updated May 2021 I recently read this blog post by the Finance Twins, and to be honest, it made me cry. The author talks about experiencing imposter syndrome while attending an Ivy League university. He went from living near the poverty line to being thrust into a world where fellow classmates had money to burn. His…
Read MoreThe IRA- A Retirement Account For (Almost) Everyone
Back when I first started putting money away in my IRA (individual retirement arrangement), I didn’t appreciate the fact that I could even open one. To be honest, I only opened one because I was highly encouraged to do so by Mr. RLDVM. It was a reluctant choice. I was more worried about cash flow,…
Read MoreAn Unexpected Diagnosis and Disability Insurance
I’d like to introduce Tammy Blizzard, DVM. Her life took an unexpected turn when she was diagnosed with a disability that has not allowed her to currently work as a veterinarian. She happened to have disability insurance at the time of diagnosis, and as a result of her own experience, she advocates for others to…
Read MoreWhat is a 401(k)? My Financial Mistake #2, Expanded
I wanted to devote this post to my Financial Mistake #2. You can check out my other four financial mistakes in this post. I was a fresh new veterinary school graduate in my mid-20’s. I was nearly $120,000 in debt from my student loans. I had zero knowledge about retirement or retirement planning. This is…
Read MoreFrom Macroeconomics to Personal Finance: What Can We Learn?
Recently, I was lucky enough to attend the 2018 AVMA Economic Summit. I have attended my fair share of veterinary conferences as a student, a practicing veterinarian, and as a stay at home mom who was still keeping my license active. However, this was my first veterinary conference as a blogger. And let me tell…
Read MoreI Stand By FI(RE), And Why You Should, Too
“I hate it, I hate it, I hate it. I hate it.” Ah….the famous opening dialogue between Suze Orman and the podcast host Paula Pant. This was Suze’s response to the FIRE (financial independence, retire early) movement that has been gaining a lot of press lately. If you’d like to listen to the podcast episode…
Read MorePaying Off Over $550k in Student Debt: Changing Your Mindset
As someone who promotes the idea of financial independence, the idea can be tougher for those that are coming out of school with an inordinate amount of debt. How can one think about financial independence when repaying your student loans is such an onerous task? This is why I was so intrigued by a recent…
Read MoreMy Financial Mistakes- And Why I Have No Regrets
I realized that I have yet to write a post dedicated to my financial mistakes. They are peppered throughout various other posts, but I thought I would go ahead and put them all in one place. Because who doesn’t like to re-live their mistakes and wallow in regret???? Actually, this post is dedicated to all…
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