10 Tips For Veterinarians Paying Back Over $100,000 In Student Debt
(Editor’s note: I am excited to introduce my first guest post, Travis Hornsby of Student Loan Planner! He was inspired to start his business after seeing the difficulties of student loan repayment first-hand with his physician wife. He has been featured on multiple podcasts and blogs, and it is evident that he has a passion…
Read MoreShould You Treat Your Student Loans Like A Mortgage?
Many moons ago, around this time of year, I graduated from veterinary school. One of my last memories prior to graduation was my exit interview for my student loans. The memories are a little fuzzy now, but what I remember very clearly was the counselor handing me a packet of paper with a bunch of…
Read MoreStudent Loan Repayment Overview
I am honestly shocked and dismayed at how complicated it has become to pay back student loans. Back when I was in school, there were fewer options, which actually made the process easier because you didn’t have to research so many choices. Now, due to the ballooning costs of postsecondary education throughout the country, there…
Read MoreGetting Out Of Debt Without A Budget
Updated September 2021 Back when I got married, we were living a carefree DINK (dual income, no kids) life. We had moved to the west coast and were renting a 1 bedroom apartment. We had one car between the two of us since we were both walking distance to our jobs, and the car was…
Read MoreSaving For College 101
Updated May 2021 Being in a profession that is no stranger to student debt, college savings became a priority when we were expecting our first child, as I think it should for many of those that expect their children to attend college. First, let me hit you with some scary statistics. Not for shock…
Read MoreDon’t Call It A Budget: Part 2
How did Part 1 go? If you haven’t had a chance to read it, go ahead and take a look before moving on. Hopefully you understand why you need a spending plan and had an opportunity to get some numbers together. Here’s what you do when you’re ready to move on to the next step.…
Read MoreDon’t Call It A Budget- Part 1
Budget….it ranks right up there with taxes. Pretty much no one wants to ever do this. It’s time consuming, and you’re secretly afraid of what you’ll find out. Ignorance is bliss, right? It is, until you get the point where you are clearly spending more than you are making and dealing with the consequences. …
Read MoreThe Value Of A Stay At Home Mother….With A DVM
Updated October 2020 If you had asked me as a first year veterinary student what I planned to do once I had children, I would have given you a blank stare. Don’t get me wrong. There was no doubt that I wanted children…eventually. But hey, I was focusing on getting my degree and I didn’t…
Read MoreWhat Marathon Training Can Teach You About Personal Finance
It started with that dreaded 1 mile run in high school. Four breathless and excruciating times around that high school track. My time: just under 11 minutes. I was not an athletic kid. I quit ballet at the tender age of 4. I took a few group tennis lessons as a middle schooler before I…
Read MoreCalculating Your Retirement Number
Updated September 2021 OK, hopefully I’ve convinced you by now that you may need to prioritize retirement savings. But how much will you actually need? One method is to multiply your current income by a factor of 10. For someone with an income of $100,000, this equates to $1 million needed to retire. However, this…
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