Life insurance, although not pleasant to think about, is easy enough to understand. Benefits get paid out upon a person’s death. There is no “gray” area here according to the insurance company- you’re either dead or alive.  However, disability is not so black or white. How exactly does one define “disability?” It turns out that…

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When it comes to protecting yourself and loved ones, life insurance is a must-have conversation. Once we added children to our family, there was no question that we needed to add life insurance to our financial plan. So let’s take a look and see what we can do to protect our families, have peace of…

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Saying the word “money” can cause all sorts of mixed emotions.  Feelings of euphoria? Dread? Fear? Curiosity?  Unfortunately, the subject of money and personal finance can bring up a lot of negative money talk. This is especially true if you find yourself in a financially tough space, or if you start reflecting back on some…

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Many moons ago, I attended an AVMA Convention in Washington DC. The details are a little fuzzy right now, but there is one detail that was definitely different this time around. Rather than a casual attendee, I was now invited as a speaker. WHAT?!? Never did I imagine myself as someone standing behind the lectern,…

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This guest post was submitted by The Vetducator, a veterinary professor with more than 20 years’ experience in academia.  He has served as a section chief, department chair, director of the internship selection committee, and on numerous faculty search committees.  He reads extensively on financial topics, notably the blogs Mr. Money Mustache, White Coat Investor,…

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Updated October, 2020 Remember when money was fun and uncomplicated? As a child, you might have received some money for your birthday or during the holidays. You didn’t quite know the power that you held in your little hands, but you knew it was there by the way people reacted when you proudly displayed those…

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There is one point that I tend to hammer home over and over again: personal finance is more than just the numbers.  Focusing on the numbers alone is not guaranteed to motivate someone to change their money story. The central question to ask yourself is “Why?” What is it about your current situation that makes…

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When it comes to investing, the simpler, the better. Jack Bogle, the founder of Vanguard, repeated this message over and over again throughout his long career in investing. This message had particularly resonated with a man by the name of Taylor Larimore. Mr. Larimore, a man born before the Great Depression, had his own long…

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