Posts by Financial Wellness DVM
PSLF (Public Service Loan Forgiveness) in Veterinary Medicine- Is This An Option For You?
Updated October 2021 I feel like PSLF (Public Service Loan Forgiveness) has been the forgotten loan repayment program on my blog thus far. However, now that we’re getting some news that a small number of borrowers have actually gotten their loans forgiven via PSLF, I thought I would go ahead and highlight this program. What…
Read MoreDo Age And Gender Matter When It Comes To Money? A Tiller Survey
Coming off the heels of writing a post about setting financial goals for the new year, I came across this blog post by Tiller the same day. First of all, what’s Tiller? Tiller is a budgeting tool that automates your spreadsheets for you. Budgeting apps like Mint.com or YNAB.com have their own platforms for tracking…
Read MoreMy Kids' Perspectives About Money- A Money Lesson for Mom
Ever since I started this blog, my kids have definitely noticed that money has become a hot topic around the house. This differs drastically from my own upbringing. Money was never mentioned. My parents never spoke about our own family finances, nor did they talk about how other people dealt with money. They likely thought…
Read MoreSmall Fees Add Up: Barriers To A Better Return With Your Investments
Once you start learning about investing, it’s not too long before you run into the subject of fees associated with investing. So. Many. Fees. These fees tend to be small, whether in absolute number or in percentage. But as illustrated with compounding, don’t be fooled by small numbers, because these fees can add up in…
Read MoreMy Inevitable Rant About Student Loans
I feel like I’m beating a dead horse when I talk about this subject (am I allowed to use this analogy as a vet???), but I need to talk about student loans. To be quite frank, this student loan issue was a huge catalyst for me starting this blog. I graduated 15 years ago with…
Read MoreDebt Payoff: An Interview With The Debtist
This post is an interview with the blogger, The Debtist. I had originally heard her story on a Choose FI podcast episode, and I knew that I had to write a blog post about her story. I reached out to her and she was gracious enough to do this interview. Here’s her take on her…
Read MoreGoing From Middle Class to (Feeling) Poor in College
Updated May 2021 I recently read this blog post by the Finance Twins, and to be honest, it made me cry. The author talks about experiencing imposter syndrome while attending an Ivy League university. He went from living near the poverty line to being thrust into a world where fellow classmates had money to burn. His…
Read MoreThe IRA- A Retirement Account For (Almost) Everyone
Back when I first started putting money away in my IRA (individual retirement arrangement), I didn’t appreciate the fact that I could even open one. To be honest, I only opened one because I was highly encouraged to do so by Mr. RLDVM. It was a reluctant choice. I was more worried about cash flow,…
Read MoreAn Unexpected Diagnosis and Disability Insurance
I’d like to introduce Tammy Blizzard, DVM. Her life took an unexpected turn when she was diagnosed with a disability that has not allowed her to currently work as a veterinarian. She happened to have disability insurance at the time of diagnosis, and as a result of her own experience, she advocates for others to…
Read MoreWhat is a 401(k)? My Financial Mistake #2, Expanded
I wanted to devote this post to my Financial Mistake #2. You can check out my other four financial mistakes in this post. I was a fresh new veterinary school graduate in my mid-20’s. I was nearly $120,000 in debt from my student loans. I had zero knowledge about retirement or retirement planning. This is…
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