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Latest Blog Posts

The Value Of A Stay At Home Mother….With A DVM

If you had asked me as a first year veterinary student what I planned to do once I had children, I would have given you a blank stare. Don’t get me wrong.  There was no doubt that I wanted children…eventually.  But hey, I was focusing on getting my degree and I didn’t have an elaborate…

What Marathon Training Can Teach You About Personal Finance

It started with that dreaded 1 mile run in high school.  Four breathless and excruciating times around that high school track.  My time: just under 11 minutes. I was not an athletic kid.  I quit ballet at the tender age of 4.  I took a few group tennis lessons as a middle schooler before I…

Calculating Your Retirement Number

OK, hopefully I’ve convinced you by now that you may need to prioritize retirement savings.  But how much will you actually need? One method is to multiply your current income by a factor of 10.  For someone with an income of $100,000, this equates to $1 million needed to retire.  However, this number can change…

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Welcome to the blog!

I'm Grace, a veterinarian who realized that vets weren't getting the money talk they needed and deserved. Financial wellness is a form of self-care that is NOT being discussed, and it's time to change the story. If you're wanting to dive into some money talk in order to live a richer life, you've come to the right place. You can read more about me here.

Vet Success Stories

Paying off over $500k in 6 years!

Vet Success Stories: Over $500k paid off in 6 years!

This small animal veterinarian, who wishes to remain anonymous, works in emergency medicine.  She is married and a mother of a 2 year old, with another one on the way.  Read how she is on her way to paying off over $500k (between student loans, consumer debt, and real estate) in 6 years! 1. Please…

Vet Success Stories: Reaching for FIRE (Financial Independence, Retire Early)

Have you heard of the FIRE movement? FIRE stands for financial independence, retire early. You can read about my motivation to FIRE here. Whether you’re on your way to FIRE or not, I hope you enjoy reading the story of others that are on this journey. This small animal veterinarian is splitting her time between…

Vet Success Stories: An ER vet hustling to pay off $118k in student loans

This ER veterinarian, who resides in New England with her 2 cats and a dog, recounts her journey as she is well on her way to paying off $118k in student loans.  A little spoiler: this loan payoff could have been done earlier, and she considers herself debt-free. Read on for more details! 1. Give…

Money Talk

Playing with FIRE Documentary Review: A New DVM’s Take on Financial Independence and Her Future

The documentary Playing with FIRE has been playing around the country all summer long. Unfortunately, I haven’t had a chance to see it yet, which has given me a major case of FOMO. Luckily, fellow DVM Rachel Luoma decided to go, and she was kind enough to share her story. Here is her bio: Rachel…

Avoid Common Pitfalls with Benefits in Veterinary Practice

The following blog post is a reprint from an article that was originally printed in the Oregon Veterinary Medical Association magazine. The author, MacKenzie Martin, is a financial advisor who works with many veterinarian clients. You can find out more information about her here. She has given full permission to re-print this article on this…

Student Loan Repayment Advice for Veterinarians: Where To Turn?

This post contains affiliate links. Please read my full disclosure here. Let’s say you have a ton of student debt. You need help figuring out how to pay this thing off. Your veterinary program didn’t do such a great job on giving you the tools to do this before you graduated. So now you are…

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