Earnest Bonus Disclosure Note:

• Terms and conditions apply. To qualify for this signup bonus offer: 1) you must submit a completed student loan refinancing application through this Richer Life DVM link; and 2) you must provide a valid email address and a valid checking account number during the application process; and 3) your loan must be fully disbursed. Bonus will be automatically transmitted to your checking account after the final disbursement. Limit one bonus per borrower. This offer is not valid with any other bonus offers received from Earnest.