Do you REALLY need a budget? Well, if you’re wanting to make some significant changes to your money story, then you’ll have to have SOME form of budgeting. I’m sorry to say that your numbers aren’t going to magically fix themselves so that you’re rolling in the dough. That’s the #truth. It’s becoming harder to…

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Budget….it ranks right up there with taxes.  Pretty much no one wants to ever do this.  It’s time consuming, and you’re secretly afraid of what you’ll find out.  Ignorance is bliss, right?  It is, until you get the point where you are clearly spending more than you are making and dealing with the consequences.  …

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