Posts Tagged ‘emergency fund’
Your Savings and Investing Options: Fill Your Buckets!
Top 5 Mistakes Made by Veterinarians Using Income-driven Repayment
Seeking Financial Advice Part 2
In Part 1, I discussed the first step before hiring a financial advisor: Dig deep and understand WHY you’re hiring them. Sounds so simple, but you would be surprised how often people choose financial advice without understanding how the industry really works. If you’re not clear about your own goals, you may find yourself wasting…
Read MoreDo Age And Gender Matter When It Comes To Money? A Tiller Survey
Coming off the heels of writing a post about setting financial goals for the new year, I came across this blog post by Tiller the same day. First of all, what’s Tiller? Tiller is a budgeting tool that automates your spreadsheets for you. Budgeting apps like Mint.com or YNAB.com have their own platforms for tracking…
Read MoreThe IRA- A Retirement Account For (Almost) Everyone
Back when I first started putting money away in my IRA (individual retirement arrangement), I didn’t appreciate the fact that I could even open one. To be honest, I only opened one because I was highly encouraged to do so by Mr. RLDVM. It was a reluctant choice. I was more worried about cash flow,…
Read MoreI Stand By FI(RE), And Why You Should, Too
“I hate it, I hate it, I hate it. I hate it.” Ah….the famous opening dialogue between Suze Orman and the podcast host Paula Pant. This was Suze’s response to the FIRE (financial independence, retire early) movement that has been gaining a lot of press lately. If you’d like to listen to the podcast episode…
Read MoreMy Financial Mistakes- And Why I Have No Regrets
I realized that I have yet to write a post dedicated to my financial mistakes. They are peppered throughout various other posts, but I thought I would go ahead and put them all in one place. Because who doesn’t like to re-live their mistakes and wallow in regret???? Actually, this post is dedicated to all…
Read MoreCDs And CD Laddering: A Primer
I have already discussed the importance of having an emergency fund. These funds serve as a great source of comfort for when (not if) life throws you curveballs that happen to cost more money than you can typically handle on a month to month basis. What if you’re ready to pad your savings, apart from…
Read MoreLet’s Talk Emergency Funds
What was the last purchase you made that had you dipping into your emergency fund? What was that, you say? You don’t have one? First off, let me tell you that you’re not alone. Savings rates in the US are terrible. Even those who have the money to save do not necessarily save or have…
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