Are you a veterinarian who is ready to feel financially

EMPOWERED, CONFIDENT, and SECURE?

 

The time to start living a Richer Life is NOW.

Don't know where to start with your finances?

 Get Organized With Your FREE Financial Snapshot Worksheet (Net Worth Calculator included!)

Screen Shot 2019-10-26 at 7.04.07 AM

Latest Blog Posts

What Will You Make of Your Millions?

$5.8 million. This is the number that you can expect to earn in a lifetime according to these conditions: Starting salary: $80,000 Age: 26 Retirement age: 65 % annual increase in income: 3% Of course, these numbers will vary WIDELY depending on your situation.  Change any of these variables, and you will have different results.…

Taxes: DIY or Hire?

Tax season is usually focused on one thing- am I getting a refund, and if so, how big is it going to be? According to the latest numbers, $452 billion in tax refunds were issued for fiscal year 2019. That’s a LOT of money. Even when people understand that this was a result of overpaying…

Bad with Money? Think Again….

What’s the first thing people want to do when it comes to taking control of their money? The logical first step is to look at some numbers. Ah yes- the exciting world of tracking expenses, budgeting, and cash flow planning.  Don’t get me wrong. I absolutely LOVE IT when people decide to start looking at…

IMG_9873

Welcome to the blog!

I'm Grace, a veterinarian who realized that vets weren't getting the money talk they needed and deserved. Financial wellness is a form of self-care that is NOT being discussed, and it's time to change the story. If you're wanting to dive into some money talk in order to live a richer life, you've come to the right place. You can read more about me here.

Vet Success Stories

Paying off over $500k in 6 years!

Vet Success Stories: Over $500k paid off in 6 years!

This small animal veterinarian, who wishes to remain anonymous, works in emergency medicine.  She is married and a mother of a 2 year old, with another one on the way.  Read how she is on her way to paying off over $500k (between student loans, consumer debt, and real estate) in 6 years! 1. Please…

Vet Success Stories: Reaching for FIRE (Financial Independence, Retire Early)

Have you heard of the FIRE movement? FIRE stands for financial independence, retire early. You can read about my motivation to FIRE here. Whether you’re on your way to FIRE or not, I hope you enjoy reading the story of others that are on this journey. This small animal veterinarian is splitting her time between…

Vet Success Stories: An ER vet hustling to pay off $118k in student loans

This ER veterinarian, who resides in New England with her 2 cats and a dog, recounts her journey as she is well on her way to paying off $118k in student loans.  A little spoiler: this loan payoff could have been done earlier, and she considers herself debt-free. Read on for more details! 1. Give…

Money Talk

Playing with FIRE Documentary Review: A New DVM’s Take on Financial Independence and Her Future

The documentary Playing with FIRE has been playing around the country all summer long. Unfortunately, I haven’t had a chance to see it yet, which has given me a major case of FOMO. Luckily, fellow DVM Rachel Luoma decided to go, and she was kind enough to share her story. Here is her bio: Rachel…

Avoid Common Pitfalls with Benefits in Veterinary Practice

The following blog post is a reprint from an article that was originally printed in the Oregon Veterinary Medical Association magazine. The author, MacKenzie Martin, is a financial advisor who works with many veterinarian clients. You can find out more information about her here. She has given full permission to re-print this article on this…

Student Loan Repayment Advice for Veterinarians: Where To Turn?

This post contains affiliate links. Please read my full disclosure here. Let’s say you have a ton of student debt. You need help figuring out how to pay this thing off. Your veterinary program didn’t do such a great job on giving you the tools to do this before you graduated. So now you are…

Featured In

Screen Shot 2019-02-06 at 10.46.13 PM
Screen Shot 2019-09-10 at 11.05.26 AM
Screen Shot 2019-02-06 at 10.34.06 PM
Screen Shot 2019-03-27 at 10.48.25 PM

Exploring money and wellness, one step at a time. Why not start today?

Get organized and grab your FREE financial snapshot worksheet to get started!

What Will You Make of Your Millions?

$5.8 million. This is the number that you can expect to earn in a lifetime according to these conditions: Starting salary: $80,000 Age: 26 Retirement age: 65 % annual increase in income: 3% Of course, these numbers will vary WIDELY depending on your situation.  Change any of these variables, and you will have different results.…

Welcome! I'm Morgan Jorwyck.

Food6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. More About Me

quiCK 'N' EASY BREAKFASTS

Sorry, we couldn't find any posts. Please try a different search.

Get My 5 Day Meal Plan

GRAB MY HEALTHY RECIPES THAT WON'T BREAK THE BANK

image_17

TASTY, NUTRITIOUS LUNCHES

Sorry, we couldn't find any posts. Please try a different search.

image_42

About the Pocketbook Chef

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

FAST AND FRUGAL FAMILY DINNERS

Sorry, we couldn't find any posts. Please try a different search.

AS SEEN IN

image_04
image_03
image_30
Logo 4

GRAB MY HEALTHY RECIPES THAT WON'T BREAK THE BANK

Questions? Contact Me

Please enter your name.
Please enter a message.

What Will You Make of Your Millions?

$5.8 million. This is the number that you can expect to earn in a lifetime according to these conditions: Starting salary: $80,000 Age: 26 Retirement age: 65 % annual increase in income: 3% Of course, these numbers will vary WIDELY depending on your situation.  Change any of these variables, and you will have different results.…

Welcome! I'm Morgan Jorwyck.

Food6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. More About Me

quiCK 'N' EASY BREAKFASTS

Sorry, we couldn't find any posts. Please try a different search.

Get My 5 Day Meal Plan

GRAB MY HEALTHY RECIPES THAT WON'T BREAK THE BANK

image_17

TASTY, NUTRITIOUS LUNCHES

Sorry, we couldn't find any posts. Please try a different search.

image_42

About the Pocketbook Chef

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

FAST AND FRUGAL FAMILY DINNERS

Sorry, we couldn't find any posts. Please try a different search.

AS SEEN IN

image_04
image_03
image_30
Logo 4

GRAB MY HEALTHY RECIPES THAT WON'T BREAK THE BANK

Questions? Contact Me

Please enter your name.
Please enter a message.

Helping brides & grooms create memories for a lifetime

Wedding planning for US couples in Italy

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Untitled design

A venue like no other

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor

Perfect Italian details

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor

We plan, you enjoy

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor

Step One

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Step Two

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Step Three

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Untitled design

Apply for the wedding of your dreams

Please enter your name.
Please enter a message.
WEdding Guide

Grab our free guide to planning your Italian wedding

Isn't it about time you loved your life?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

image_47

Who you are

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Who I am

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Imagine living the life of your dreams

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Success stories

“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.”

- Happy Customer

“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.”

- Happy Customer

“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.”

- Happy Customer

A Fundraiser, A Pile Of Cash, And A Teachable Moment

When was the last time you saw a sizable pile of cash?  And no, movies involving suitcases stuffed with $100 bills don’t count. Cash is becoming less visible in our everyday lives.  There are predictions that we will eventually become a completely cashless society.  Money transactions using credit cards, online banking services, and our smartphones…

Read More

Why I Want You To Start Thinking About Retirement

For those that are young (or young at heart), retirement seems like a completely far off destination.  It conjures up images of white haired folks who golf.  Or, for those that maybe have a less rosy vision of retirement, it conjures up images of the elderly who have constant health issues.  Either way, it’s an…

Read More

The Anatomy Of A Tax Return

It’s that time of year….raise your hand if you like doing your taxes! OK, so I know that tax season can be very stressful for everyone. You have to be somewhat organized and get all sorts of forms and papers ready so that your CPA (or you, if you’re so inclined) can figure out if…

Read More

Rethink Your Financial Advisor

“Don’t you think we should have a financial advisor?” This was a question I asked my husband several years back.  I was managing the day to day finances, and I was starting to feel that maybe we should have a professional look over what we were doing just to make sure we were on the…

Read More

The Veterinary Profession Has A Math Problem

Have you seen the recent report titled the Merck Animal Health Veterinary Wellbeing Study? Apparently, there had been a number of recent studies suggesting that veterinarians were suffering from increased levels of stress, as well as a high rate of suicide within the profession. This study wanted to delve into these issues and see if…

Read More

The Concept of Financial Wellness

Are you financially healthy? When you hear the word “healthy,” physical health typically comes to mind. Are you eating right? Exercising? Taking care of your body?  There are numbers that help us evaluate our physical health, such as blood pressure and BMI. We can look at these metrics with confidence when declaring the state of…

Read More

Ready to live the dream? Contact me.

Please enter your name.
Please enter a message.

Imagine living the life of your dreams

Enter your name and email to download your free playbook + get news and updates from me.