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Latest Blog Posts

Should You Treat Your Student Loans Like A Mortgage?

Many moons ago, around this time of year, I graduated from veterinary school.  One of my last memories prior to graduation was my exit interview for my student loans.  The memories are a little fuzzy now, but what I remember very clearly was the counselor handing me a packet of paper with a bunch of…

Student Loan Repayment Overview

I am honestly shocked and dismayed at how complicated it has become to pay back student loans.  Back when I was in school, there were fewer options, which actually made the process easier because you didn’t have to research so many choices.  Now, due to the ballooning costs of postsecondary education throughout the country, there…

Getting Out Of Debt Without A Budget

Back when I got married, we were living a carefree DINK (dual income, no kids) life.  We had moved to the west coast and were renting a 1 bedroom apartment.  We had one car between the two of us since we were both walking distance to our jobs, and the car was only used on…

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Welcome to the blog!

I'm Grace, a veterinarian who realized that vets weren't getting the money talk they needed and deserved. Financial wellness is a form of self-care that is NOT being discussed, and it's time to change the story. If you're wanting to dive into some money talk in order to live a richer life, you've come to the right place. You can read more about me here.

Vet Success Stories

Paying off over $500k in 6 years!

Vet Success Stories: Over $500k paid off in 6 years!

This small animal veterinarian, who wishes to remain anonymous, works in emergency medicine.  She is married and a mother of a 2 year old, with another one on the way.  Read how she is on her way to paying off over $500k (between student loans, consumer debt, and real estate) in 6 years! 1. Please…

Vet Success Stories: Reaching for FIRE (Financial Independence, Retire Early)

Have you heard of the FIRE movement? FIRE stands for financial independence, retire early. You can read about my motivation to FIRE here. Whether you’re on your way to FIRE or not, I hope you enjoy reading the story of others that are on this journey. This small animal veterinarian is splitting her time between…

Vet Success Stories: An ER vet hustling to pay off $118k in student loans

This ER veterinarian, who resides in New England with her 2 cats and a dog, recounts her journey as she is well on her way to paying off $118k in student loans.  A little spoiler: this loan payoff could have been done earlier, and she considers herself debt-free. Read on for more details! 1. Give…

Money Talk

Playing with FIRE Documentary Review: A New DVM’s Take on Financial Independence and Her Future

The documentary Playing with FIRE has been playing around the country all summer long. Unfortunately, I haven’t had a chance to see it yet, which has given me a major case of FOMO. Luckily, fellow DVM Rachel Luoma decided to go, and she was kind enough to share her story. Here is her bio: Rachel…

Avoid Common Pitfalls with Benefits in Veterinary Practice

The following blog post is a reprint from an article that was originally printed in the Oregon Veterinary Medical Association magazine. The author, MacKenzie Martin, is a financial advisor who works with many veterinarian clients. You can find out more information about her here. She has given full permission to re-print this article on this…

Student Loan Repayment Advice for Veterinarians: Where To Turn?

This post contains affiliate links. Please read my full disclosure here. Let’s say you have a ton of student debt. You need help figuring out how to pay this thing off. Your veterinary program didn’t do such a great job on giving you the tools to do this before you graduated. So now you are…

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